Cost of Living in Kenya

The relatively low cost of living in Kenya compared to many other destinations is one of the country’s many draws. Nairobi, the capital, is the most expensive place to live in the country, but by regional standards it’s a bargain. It’s cheaper than notoriously pricey capitals like Luanda in Angola and Maputo in Mozambique.

That said, costs have risen, particularly in expat-focused areas. Expats will likely shell out more than they’re used to for private healthcare, international school fees,  and comfortable housing. You may also have to account for additional living expenses you wouldn’t incur back home, such as bottled or filtered drinking water, a security guard, a driver, and a backup generator for power cuts.

Fortunately, many expats find their employer covers some of the heftiest expenses. Multinational companies and international organisations increasingly offer packages with housing, transport, relocation, and school-fee allowances; the last of these can be substantial at international schools. It’s best to negotiate these benefits into your package where possible, so you can offset a big share of your cost of living here.

Cost of accommodation in Kenya

The cost of accommodation in Kenya will likely be your most significant expense. Most expats with a fixed-term contract who don’t intend to settle in the country long term opt to rent. Rent in cities such as Nairobi and Mombasa is higher than in rural areas. For years, landlords in prime areas raised rents because expats and wealthy Kenyans competed for a limited supply of homes. Fewer renters are competing now, so tenants have more room to negotiate.

Expats should consider the cost of security when choosing where to live. A lot of expats choose to live in secure gated communities, where rents can be as high as in parts of Europe. Luxury developments often have round-the-clock security patrols and controlled access.

Renting Accommodation in Kenya 
Safety in Kenya

Cost of transport in Kenya

Commuters who use public transport spend almost nothing on fares, so the cost of transport in Kenya is low. Expats rarely use it, though, because it’s uncomfortable and inefficient. Matatus (shared minibuses) are how most commuters get around, and fares for short trips are minimal, although the vehicles are frequently overcrowded and the drivers can be erratic. Nairobi’s long-promised Bus Rapid Transit system has had years of delays, and its rollout has been gradual.

Many expats rely on ride-hailing services such as Uber and Bolt for getting around the city, or they hire private drivers for their regular commute. In the longer term, expats often buy or hire a car and hire a local driver. A four-wheel drive is the best option for travelling around the country, although it’s pricier than a regular vehicle.

Getting Around in Kenya

Cost of groceries in Kenya

Imported food and household products can be quite expensive, and the cost of groceries in Kenya can be high for those who want a taste of home. Buying local is the best way to save money, and because of the country’s stellar climate, you’ll find affordable and quality fruit and vegetables in the local markets.

Cost of entertainment and eating out in Kenya

The cost of eating out in Kenya will be low at local spots but far dearer at Western ones. At local eateries and nyama choma (grilled meat) joints, you can get generous portions for next to nothing. Most Western-style restaurants are in expat areas and use expensive imported ingredients.

The bigger cities in Kenya have a lively nightlife. For a local beer, head to one of the country’s many small bars, where you can enjoy a cold Tusker at sundown for a fraction of the price back home.

Cost of education in Kenya

Expats moving here with children have to consider the cost of education in Kenya. Although public schools in Kenya are free, most expats prefer the teaching at private or international schools.

International schools charge steep fees. At the most expensive, you’ll pay as much as you would for private education in Europe or North America. The facilities and teaching standards are excellent, so you’ll have to weigh whether they’re worth the cost.

Education and Schools in Kenya 
International Schools in Nairobi

Cost of healthcare in Kenya

Plan carefully for the cost of healthcare in Kenya. Most expats skip the public system in favour of private hospitals and clinics, where care is better but the bills are higher. The government has replaced the old NHIF scheme with the Social Health Authority (SHA), and the rollout has had plenty of teething problems.

Expats should arrange solid health insurance for their family, because paying out of pocket for private treatment is expensive. Many expats take out international health insurance so they’re covered both in Kenya and abroad.

Healthcare and Medical Insurance in Kenya

Cost of living in Kenya chart

Prices are listed in Kenyan shillings (KES) and may vary depending on the product and service provider. The list below shows average prices for Nairobi in September 2026.