Overlooking the majestic Missouri River, Omaha is Nebraska's largest city. Despite its physical size (and ever-growing population of nearly half a million), the city retains a charming small-town feel. Life is good here, and those moving to Omaha have plenty to look forward to.
This gem of the Midwest has been lauded for its low cost of living, good schools, plentiful job opportunities and laid-back lifestyle. Omaha is family-friendly, with low unemployment and a stable economy.
Cost of living in Omaha
Omaha's reasonable cost of living is a serious draw for those looking to enjoy a high quality of life without an equally high price tag.
Housing is affordable at around 15 percent below the national average, although if you plan on buying a home, you'll need to budget for property taxes – some of the highest in the US. Nebraska's state income tax is moderate compared to other states like California and New York.
Omaha's public transport system doesn't cover the city well enough to be solely relied upon, so you'll need a car to get around. Because of this, transport costs are slightly higher in Omaha than in cities where public transport is more comprehensive. The good news is that owning a car in Omaha is pretty affordable compared to elsewhere in the State. Specifically, gas and insurance rates are lower here than in many other US cities.
Getting around in Omaha
Public transport options in Omaha are limited, with bus services provided by Metro Transit. Driving is generally the easiest, most fuss-free way to get from A to B. The city is too spread out to get around solely on foot or by bicycle, so investing in a set of wheels is effectively mandatory in Omaha.
On the plus side, traffic is reasonable outside of rush hour, with the most common commute time being just shy of 20 minutes. That's well below the US average of 26 minutes. Parking is fairly easy to find in Nebraska, so driving isn't too much of a headache.
If you're from outside of Nebraska, you'll need to surrender your valid out-of-state driver's licence in exchange for a Nebraska licence and take an eye test. This must be done within 30 days of moving to the city.
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Working in Omaha
Omaha has a strong local economy, with an unemployment rate significantly below the US average. The city's economy is diverse, lending it strength. Major industries include finance, healthcare, technology and insurance. Several Fortune 500 companies have headquarters in Omaha, including Berkshire Hathaway, Union Pacific Railroad, and Mutual of Omaha.
The combination of low unemployment, a strong economy and a low cost of living makes Omaha the ideal choice for career growth and stability.
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School in Omaha
Education in Omaha, whether public or private, is generally of a high standard. There are various options to choose from depending on your needs, preferences, and budget.
Omaha Public Schools manages the district, serving over 50,000 students. Public school attendance is determined by home address, with students guaranteed a spot in their local elementary, middle and high school. Pre-K placement isn't guaranteed and is based on eligibility and available space. If parents prefer that their children attend a different school from the one they've been assigned, they can apply to change schools.
More than 60 private schools are also available throughout Omaha, many of which are religiously affiliated. Most are co-educational, though there are a few single-sex primary and high schools.
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Healthcare in Omaha
Just over 90 percent of Omaha residents have health insurance, and over 60 percent of insurance holders have their insurance provided by their employer. Others are enrolled in government schemes such as Medicaid and Medicare or are subscribed to non-group plans.
Healthcare is one of Omaha's largest employers, and the city is replete with excellent hospitals. Some of the most highly recommended institutions include CHI Health Creighton University Medical Center, CHI Health Lakeside and University of Nebraska Medical Center.
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Climate in Omaha
Omaha has four distinct seasons, with hot, humid summers and cold, wet winters. The sun shines in Omaha for more than 200 days a year, but come wintertime, the snow falls thick and heavy on the city, with a yearly average of 13 inches (33 cm).
Omaha's location puts it in Tornado Alley. Major EF3 tornadoes struck the city in 2024 and 2025, but caused no fatalities. That said, it's always better to be prepared, so new arrivals should keep an eye on the news for any adverse weather events and should follow any government advisories.
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Accommodation in Omaha
Omaha's accommodation options are varied, and with new apartment buildings springing up in the downtown and midtown areas over the past few years, there's more choice than ever. These new apartment blocks often include shared amenities like gyms, pools, and clubhouses. On the other hand, older apartments will be more budget-friendly but aren't decked out with the extras. Freestanding houses are generally more expensive than apartments, but are also available.
Most lease agreements are for 12 months, with the option to extend. Utilities aren't usually included in the rental price, but this can vary, so be sure to read your lease thoroughly to understand your responsibilities.
Like any other city, Omaha has some neighbourhoods that are more desirable than others. Some of the most highly recommended neighbourhoods include Benson, Papillion, Dundee, Millard, and Little Bohemia.
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Lifestyle in Omaha
Though Omaha is landlocked, with neither sea nor mountain decorating the horizon, the city still offers plenty of adventure, both indoors and outdoors.
One of Omaha's greatest claims to fame is the Omaha Zoo, which has been previously ranked among the best zoos in the country and even the world. Science buffs should explore the Kiewit Luminarium, which has over 100 interactive exhibits.
Culinary options in Omaha are a feast for the senses. Meat lovers are in for a treat, as Omaha is well known for its legendary steak restaurants, and there are many highly recommended spots to be tried and tested.
During the summer, the Missouri River and nearby lakes are great spots for picnicking, hiking, swimming, boating, or just relaxing in the sun. Mahoney Park is another fantastic option, with a wide range of activities. Other entertainment options vary throughout the year, depending on the weather – mini golf, horseback riding, cross-country skiing, and ice skating are just a few of the seasonal activities you can enjoy in Omaha.